UnyKorn LLC is the installer. You stay issuer and account holder. The system might be a liquidity desk, a tokenization pool, a custody vault, or a prime — Wintermute, Centrifuge, Anchorage, Fireblocks, FalconX, others that will take the file. We mint the RWA and stand the stack up in your legal name. We are not the bank, the broker, or the vault.
Role. UnyKorn LLC is the installer. The client stays issuer and account holder. We do not hold assets. How an install works →
Tokenization, onboarding, programmable transfer rules, custody-agnostic settlement, mint, reporting. The issuer stays the issuer. UnyKorn stands the stack up. We are not the bank, the broker, or the custodian.
The desk is flashrouter.io — not a copy on this site. Flash-loan contracts the client owns, signed proof-of-funds attestations anyone can re-check, XRPL credit lines whose statement is the ledger. Nothing held by us. Every claim carries its source.
UnyKorn writes the engagement, installs the tenant, and operates the software. Deposits, cards, and qualified custody are executed by chartered institutions in the client's name — never as a UnyKorn child account.
UnyKorn wires the install, policy, and reporting. Qualified custody — if used — is opened in the client's legal name with a chartered custodian. We are not the vault and we do not hold a master enterprise over your assets.
US-chartered partner depository institutions holding master For Benefit Of (FBO) pooled operating reserves with automated pass-through deposit insurance for end-users.
Direct connection to the Federal Reserve FedNow Service and The Clearing House RTP network for sub-second, 24/7/365 irrevocable domestic liquidity movements.
Bank-sponsored BIN ranges for physical plastic/metal and instant virtual commercial debit cards with Apple Pay and Google Pay contactless tokenization.
Open-source standard for compliant permissioned security tokens, enforcing SEC Rule 506(c) accreditation and transfer agent rules directly on the smart contract layer.
Specialist syndicate underwriting covering physical damage, employee theft, rogue key destruction, and cryptographic private key compromise in qualified vaults.
Explore the three production-ready Android mobile apps built for the Y3K Markets and UnyKorn Brands ecosystem. Full Kotlin source code and vector branding included.
Turnkey digital banking application built with Kotlin 2.0 and Jetpack Compose. Includes FDIC-insured FBO sub-accounts, FedNow / ACH instant clearing, Visa debit card issuance, and Google Pay NFC push provisioning.
White-label brand assets packaged for Google Play Store listing, adaptive launcher icons (foreground + background), and enterprise marketing collateral.
Turnkey app iconography rendered in White Liquid Glass aesthetics for the Google Play Store, Android Auto, Wear OS, and enterprise distribution portals.
Adaptive launcher icon & brand shield for retail and commercial digital banking applications.
com.y3kmarkets.neobank
Isometric diamond vault icon for accredited asset syndication and securities trading portals.
com.y3kmarkets.rwa
Cryptographic multi-sig padlock and MPC quorum ring for institutional approval signers.
com.y3kmarkets.custodyWe do not sell one product named after a vendor. We take you into the system that matches the deal — liquidity, tokenization, custody, prime, mint — and set it up in your legal name.
White-label native Android (Kotlin/Compose) and iOS (Swift/SwiftUI) applications. Complete source code, biometric keystore security, Google Pay NFC push, and multi-chain RWA investment portfolio desk.
Some clients need accounts, cards, and ledgers. When that's the install, we stand it up on a chartered partner in your name. It is one system among others — not the UnyKorn product.
End-to-end tokenization infrastructure for commercial real estate, private equity, private debt, and commodities with built-in regulatory compliance and secondary P2P transfer controls.
We stand up the vault relationship in your legal name. Wyoming Statutory Trust SPVs, tenant-plus-custodian signing quorum. Crime and specie insurance is maintained by the custodian — UnyKorn is the installer, not the policyholder.
Automated atomic liquidity routing across XRPL, EVM, Solana, and Stellar networks for real-time asset settlement and corporate treasury management.
AI-accelerated compliance verification engine delivering instant global biometric ID verification, PEP/sanctions screening, and SEC Rule 506(c) investor accreditation.
Simulated environment. Every response below is generated in your browser from static fixtures. No request leaves this page, no bank or custodian is contacted, and no account number, routing number, or settlement reference shown is real.
Walk the request and response shapes for account provisioning, instant clearing, card issuance, and ERC-3643 subscription — rendered locally from fixtures so you can read the payload contracts before you ever touch a sandbox key:
{
"tenant_id": "tnt_unykorn_live_0904",
"account_holder": {
"legal_name": "Cascade Sovereign Holdings LLC",
"tax_id": "XX-XXX4189",
"account_type": "COMMERCIAL_OPERATING"
},
"currency": "USD",
"depository_routing": "PARTNER_FDIC_SWIFT",
"card_issuance_enabled": true
}
{
"status": 201,
"message": "Virtual FBO Sub-Account Provisioned Successfully",
"data": {
"account_id": "act_fbo_9841294021",
"account_number": "9841209384",
"routing_aba": "",
"depository_institution": "Chartered partner bank (FDIC-insured institution)",
"deposit_insurance": "Pass-through eligible at the chartered partner bank, subject to 12 CFR 330",
"available_balance": 0.00,
"currency": "USD",
"created_at": "2026-09-04T13:48:19.412Z"
}
}
A battle-tested 6-stage operational pipeline for syndicating real estate, private credit notes, infrastructure bonds, and physical commodities into compliant ERC-3643 securities tokens:
Real Solidity for institutional capital markets. Georgia statutory draw escrow, CMBS waterfalls, private credit loan pools, tokenized treasuries, and Chainlink proof-of-reserve oracles. Every contract compiles clean and produces hash-chained receipts.
Construction draw escrow engine with Georgia statutory interim & final lien waiver evidence verification. Subcontractor affidavit matching and architect signoff gates before fund release.
Commercial mortgage-backed securities cash-flow waterfall splitting loan inflows across Senior (AAA), Mezzanine (BBB), and Equity First-Loss tranches with automated subordination loss absorbing.
Short-term US Treasury bill and institutional money market fund token. Dynamic daily yield rebasing or asset accrual tracking federal reserve repo rates with accredited transfer agent restrictions.
Compare an in-house scratch build ($1.8M+) versus licensing a turnkey Y3K Markets platform in 14 days:
Average 16–22 months development, 8 engineers, $350k legal retainer.
Deploy in 14 days. Includes hosting, BaaS core, and compliance shield.
Standard installs for the RWA Tokenization Platform and account rails are operational within 10 to 14 calendar days including branding, domain mapping, and rail wiring.
Funds and assets are held in dedicated bankruptcy-remote statutory trust structures established under Wyoming law with Qualified Custodian cold storage backed by custodian-insured+ institutional crime insurance policies.
Yes. You own 100% of your customer accounts, data, and fee structures. Enterprise licensees can deploy the platform directly onto their own dedicated cloud infrastructure.
Three deployment patterns the stack is built to support, described by their architecture and the standards they implement. These are capability blueprints, not client engagements — no figure below represents a completed transaction, and named references are available only under NDA.
A sponsor holds an asset portfolio inside a bankruptcy-remote Wyoming Statutory Trust or Delaware LLC. Permissioned bond units are issued under ERC-3643 with ONCHAINID identity binding, so accreditation and transfer restrictions are enforced at the contract layer rather than by a spreadsheet. Coupon distribution runs on-chain against the registered holder set.
A branded tenant runs on virtual FBO sub-accounts opened at a chartered partner bank, with instant clearing over FedNow and RTP and card issuance under the bank’s BIN sponsorship. The bank is the regulated party of record for deposits, BSA/AML, CIP and OFAC; Y3K Markets supplies the software, the ledger and the tenant application only.
Allocated bullion or other vaulted specie is held by a qualified custodian and represented one-to-one on chain, with bar serials or lot identifiers published to a proof-of-reserve feed. Signing authority is a tenant-plus-custodian quorum. UnyKorn LLC holds no key share, no recovery shard, and no master enterprise over client assets — we install the relationship in the tenant's legal name.
Download verified architectural blueprints, custodial assurance documents, and deployment timelines for your compliance and procurement committee:
Deep architectural breakdown covering the core BaaS orchestration engine, FedNow ISO 20022 message flows, Android StrongBox hardware isolation, and ERC-3643 smart contract registries.
Detailed inspection packet detailing qualified custody opened in the tenant's legal name, Custodian Insurance custodian-insured crime insurance syndicate terms, and the partner-owned BSA/AML program boundaries (the chartered bank owns BSA/AML, CIP and OFAC; the tenant VASP owns Travel Rule).
Complete project management milestone checklist differentiating technical sandbox tenant deployment (Day 14) from chartered bank underwriting and live card issuance (Days 15–60).
Connect your organization to institutional custody vaults, automated clearing rails, and 14-day turnkey production deployments from our North American headquarters:
Deploy branded mobile apps, Visa/Mastercard debit cards, and multi-currency virtual accounts with zero code.
Automated Reg D 506(c) accredited investor verification, FinCEN AML/PEP screening, and digital sub-agreements.
Link EVM, XRPL, Stellar, or Solana wallets with insured cold storage and statutory trust settlement.
Instant API keys, comprehensive Postman collections, webhooks, and sandbox testing environment.