COMMERCIAL CONTRACT TERMS // IP OWNERSHIP

Master Services Agreement & Terms

Effective Date: July 1, 2026 • Last Revised: September 4, 2026 • Operating Entity: UnyKorn LLC (EIN: 42-3536633)

1. Software License & White-Label Rights

UnyKorn LLC grants each licensed enterprise Client a non-exclusive, perpetual or term-based commercial license to deploy, configure, re-brand, and operate the Y3K Markets software core, including the Kotlin 2.0 Android applications, Swift iOS applications, REST BaaS APIs, and ERC-3643 smart contract factory.

2. 100% Client IP Ownership on Tenant Code

Unlike proprietary SaaS closed ecosystems, Y3K Markets provides clients with full IP rights over their custom branded application assets, proprietary workflows, cap table configurations, and database schemas. The client owns:

• All custom UI themes, vector assets, and consumer-facing visual branding.
• All customer account ledgers, beneficial ownership registries, and transaction data.
• Deployed smart contract addresses, governance keys, and statutory trust records.
• Zero royalty lock-in on client growth, user volume, or asset syndication fees.

3. Service Level Agreement (SLA) & Uptime

We commit to a per-contract system availability SLA for our core API endpoints and tenant hosting infrastructure, calculated on a monthly calendar basis, excluding scheduled maintenance windows announced at least 72 hours in advance. Service credits are issued automatically in the event of validated service outages.

4. Regulatory & Banking Partner Disclaimer

Critical Legal Notice: UnyKorn LLC and Y3K Markets are financial technology software providers, not chartered depository institutions, licensed money transmitters, or registered broker-dealers.

All deposit accounts, card issuing sponsorship, FedNow clearing, wire settlement, and digital asset custody are executed exclusively through third-party chartered partner banks, licensed issuer processors, and qualified trust custodians under direct contractual agreements with the Client or our approved partner syndicates.

5. Limitation of Liability

To the maximum extent permitted under applicable law, neither party shall be liable for indirect, incidental, consequential, special, or punitive damages arising from the use of the platform. Total aggregate liability for direct claims under any service order shall be capped at the total software licensing fees paid by Client to UnyKorn LLC in the preceding twelve (12) month period.

6. Governing Law & Dispute Resolution

This Agreement shall be governed by and construed in accordance with the laws of the State of Wyoming, without regard to conflicts of law principles. Any dispute arising out of or in connection with this Agreement shall be resolved through binding commercial arbitration administered by the American Arbitration Association (AAA).